Loan Type
Loan Facility
Emergency Loan
- CRITERIA - 90% of shares plus subscription
- MAX. LOAN - 75,000
- INTEREST RATE - 11% P.A.
- MAX. INST. - 25
- EMI - 3371/-
- RENEWAL - After 50% of Installment and Once in a Financial Year
Special Loan
- CRITERIA - 12 times of shares plus subscription OR 40 times of Basic whichever Less
- MAX. LOAN - 8,00,000/-
- INTEREST RATE - 10.00% P.A.
- MAX. INST. - 100
- EMI - 11823/-
- RENEWAL - After 25% Installment
Silver Jubilee Loan
- CRITERIA - 20 times of shares plus subscription OR 65 times of Basic whichever Less
- MAX. LOAN - 12,00,000/-
- INTEREST RATE - 10.00% P.A.
- MAX. INST. - 120
- EMI - 15829/-
- RENEWAL - After 25% Installment
Consumer Loan
- CRITERIA - 10 times of shares plus subscription OR 5 times of Basic whichever Less
- MAX. LOAN - 1,00,000/-
- INTEREST RATE - 10.00% P.A.
- MAX. INST. - 50
- EMI - 2454/-
- RENEWAL - N.A.
Ordinary Term Loan
- CRITERIA - 4 times of shares plus subscription OR 20 times of Basic whichever Less
- MAX. LOAN - 2,00,000/-
- INTEREST RATE - 9.25% P.A.
- MAX. INST. - 60
- EMI - 4176/-
- RENEWAL - After 25% Installment
Deposit Loan
- CRITERIA - 80% of FD Amount
- MAX. LOAN - Depending on FD Amount
- INTEREST RATE - 2% over and above FD interest
- MAX. INST. - At the time of closing FD
- EMI -
- RENEWAL - As and when required
Housing Loan
- CRITERIA - 25 times of shares plus subscription OR 70 times of Basic whichever Less
- MAX. LOAN - 30,00,000/-
- INTEREST RATE - 9.50% P.A
- MAX. INST. - 150
- EMI - 34243/-
- RENEWAL - After 50% Installment